Product Owner – Internet Payment Gateway & Checkout Platform (IPG + Complex Solutions)

Location: Colombo, Sri Lanka (Hybrid)

Reports to: Head of Product

About Payable (Pvt) Ltd

Payable is a fast-growing fintech company committed to transforming digital commerce and payments. Our mission is to empower businesses of all sizes with seamless, secure, and scalable payment experiences, ranging from SMBs to large enterprises requiring tailored solutions.

The Role

We are seeking a Product Owner to lead Payable’s Internet Payment Gateway (IPG) and developer-first checkout platform. Alongside scaling our core platform, you will also manage Complex Solutions—high-value bespoke integrations requiring deep customization. This role combines technical product ownership with commercial impact, demanding a balance between developer experience, enterprise-grade reliability, and scalable platform innovation.

Key Responsibilities

• Own the roadmap for checkout experiences, plugins, SDKs, and APIs.
• Deliver on core payment features including tokenization, recurring payments, subscriptions, 3DS 2.2, and advanced fraud controls.
• Optimize authorization success rates, latency performance, and checkout conversion.
• Lead enterprise solution builds for large merchants while converting learnings into reusable platform modules.
• Champion the developer experience: sandbox environments, documentation, and e-commerce plugins (Shopify, WooCommerce, Magento).
• Collaborate with merchants, acquirers, and regulators on risk, fraud, and compliance.
• Use data analytics and A/B testing to continuously improve funnel performance and reduce drop-off rates.

What We’re Looking For

• 5–10 years of experience in payment gateways, PSPs, or e-commerce platform integrations.
• Strong technical knowledge of APIs, authorization/settlement flows, and latency management.
• Proven track record of delivering conversion-focused checkout products.
• Experience managing bespoke enterprise integrations and translating them into scalable solutions.
• Ability to balance platform scale with tailored enterprise delivery.
• Strong developer empathy combined with commercial acumen.

What Success Looks Like

• Increased checkout conversion rates.
• Higher authorization success rates with reduced false declines.
• p95 latency within target thresholds.
• Growth in plugin activations and developer adoption.
• Successful delivery of enterprise projects evolved into scalable platform modules.